Achieve financial freedom and reduce stress, so you can focus on the things that matter most to you in life.
Qoins turns small transfers throughout the month into one big monthly contribution towards your DEBT or SAVINGS goals.
Erase debt. Start saving. Achieve financial freedom.
After signup, set a DEBT or SAVINGS goal (so we know where to send your extra payments).
Need to pay debt and save?
Choose your transfer method, which is how and how often you want Qoins to make those extra payments for you.
Once you’ve tackled one goal, keep the momentum and start on the next. Use Qoins to visualize progress, set bigger money goals, and keep the money growing!
The Qoins Card is the only prepaid card on the planet that pays down debt for you with each swipe.Learn more about Qard
While others promise a quick fix, we believe true financial wellness is a journey. When you ride with Qoins, you’ll see the healthy outcomes that come with eliminating debt.
Improve Credit Score
with Extra Payments
2 - 7 Years Shaved Off Loan Term
AVG $3,200 Saved On Interest*
*Based on a national average
Join other Qoins customers who are paying off millions of dollars of debt.Achieve Financial Freedom Today
Easily automate extra debt payments and savings contributions
Cashback* towards debt or savings goals with the Qoins Card
Erase credit card balances 3x faster
Pay off up to 5 Debt Accounts at once (Credit Cards, Auto Loans, Student Loans, Mortgage)
Put Qoins on auto-pilot using: round-ups, SmartSavings, weekly withdrawals, or ‘when I get paid’
ALL of the benefits of Qoins Monthly
Qoins Annual saves you $10/year which is like getting two months FREE!
I was looking for a simple, hassle free approach to tackling my outstanding credit card debt. Qoins made it so I didn’t even have to think about putting a little aside to help my debt. It just did it!
The Qoins app uses automation technology to turn small transfers throughout the month into big monthly contributions towards debt and/or savings goals. And now we’re excited to introduce our latest innovation – the Qoins Card!
Having an emergency fund, well, saves you when you need money the most. It's not a good to have, it's truly an essential component of financial wellness. Here's everything you need to know about emergency savings funds.
How much does Qoins cost?
Can I pay off more than one debt with Qoins?
How secure is Qoins?
When do you send payments towards my debt?