When settling a debt for a lower amount, don’t pay until you’ve got these details in hand.
What to do when a collector violates your rights.
How far can a collector go when it comes to hunting you down for past-due debt.
These consumer protection laws can protect you from bullying or disreputable debt collectors.
IRS and state back taxes can be discharged, but only if the debt meets certain requirements.
When you cosign a debt, you take on the obligation to repay if the main debtors can’t. But what happens if the borrower files for bankruptcy?
You don’t have to be stuck on the highway to debt hell forever.
While total tax debt forgiveness is a bit of a myth, there ARE relief options you can use to reduce or eliminate your liability on an unpaid tax debt.
Using scissors, needles, and pie tins, you can earn lots of extra cash.
If you can’t pay back tax debt due to hardship, an Offer in Compromise (OIC) allows you to reduce debt in a way that won’t hurt your outlook.
Find financial Zen faster in 2022 with debt settlement
These proven strategies can help you get back on track if you're ready to take the next step.
Steer clear of these common traps that can hurt your credit and keep you mired in debt.
Getting out of debt isn't easy, but will bring you many forms of relief.
Consider these key factors before signing up to work with a debt consolidation company.
Get the most from your credit card by steering clear of these common credit card missteps.
Tired of chipping away at debt a few dollars at a time? Here’s how to knock out debt in record time.
Negotiating with your creditors can be an easy way to save money and avoid problems with debt by lowering your interest rates.
Explore six proven ways to get relief from high-interest rate credit card debt.
We all have our debt limits. Here’s how to know when you’ve reached yours.
Eliminating debt can add more to your life than just more money in your pocket.
A nonprofit credit counseling agency can help you pay off debt and manage money better.
Avoidance will only lead to financial stress. Instead, learn how to handle them
Try these radical moves to get rid of debt in record time.
Some collection agencies will tell you anything to get you to pay – even when it’s illegal.
You can save big on a large purchase with a 0% interest offer – unless you pay more in the long run.
Here are some telling signs that you need to reassess your budget & debt payoff plan
Should you refinance you student loans, and what types of benefits doing so could unlock. Here's everything you need to know
Don’t have any interactions with a debt collector until they provide a letter showing they have a legal right to collect.
Medical debt can hurt your credit. Here's how to get it out of collections.
The effect is usually positive, but the exact impact depends on where your score started.
Debt forgiveness is possible, but you need to be realistic and realize you usually don’t get something for nothing.
Use your budget strategically and follow these tips to prevent debt problems down the road… all while maintaining excellent credit.
Get basic instructions on how to answer a civil summons for credit card debt.
It depends on who owns your debt and where you are in the repayment process.
Here’s how to avoid common missteps that can summon an old debt back to haunt you.
Discover the differences between these two common types of debt relief.
Debt settlement can damage your credit score, but there are ways around it with the right negotiation tactics.
Learn what to expect from a debt settlement program, so you can decide if it’s the right solution to find relief.
Don’t ignore these red flags of a debt settlement company eager to prey on desperation.
The federal government comes up with an answer – and as usual, it’s complicated
How can you know if a debt settlement company is legitimate? Taking these steps is a good start.
A new report reveals that Americans owe $140 billion in medical debt, but there is a solution.
Debt settlement can be a fast and easy way to get rid of debt but it’s not for everyone.
Finding the fastest path out of debt that offers the least credit damage.
You can expect your credit score to drop after bankruptcy, but the recovery may be faster than you’d expect with the right strategy.
Debt settlement and bankruptcy are highly misunderstood ways to get rid of your debt.
Deciding between debt consolidation and bankruptcy will determine how long it takes you to find debt relief.
Understand your options before you get locked in.
Filing bankruptcy can be tricky, but the hardest part is often finding the best bankruptcy lawyer for the job.
Credit cards and bankrupcy - here's everything you need to know about the two in combination
Family farmers and fishermen can use this type of bankruptcy to reorganize their debt.
Nine experts weigh in and explain how to tell when it’s the right time to file, what to file, and how to move forward as quickly as possible.
How the Servicemembers Civil Relief Act makes the bankruptcy filing process a little easier for military personnel and Veterans.
Learn how bankruptcy exemptions work and how to choose which you use.
Not all debts can be erased through bankruptcy.
It pays to know all the steps to bankruptcy before you file.
Before filing, make sure you know how bankruptcy can affect the next chapter of your life.
Filing bankruptcy doesn’t have to hold you back from rebuilding your credit.
It's a topic we all have questions about, but is rarely discussed. Here's everything you need to know
Filing for Chapter 7 allows you to hit the financial reset button by liquidating your assets to erase your outstanding debts
Explore debt relief programs and other options so you can find the fastest, easiest way to get out of debt
Do you need professional help to settle your debt or can you do it yourself?
Whether you need to pay off credit card debt, federal student loans or back taxes, a debt repayment plan may be your best option
Income loss can be slippery slope into financial hardship, but there are strategies that can help
Once you reach a settlement agreement, there are key steps you need to tax if you want to avoid income tax liability on the canceled debt
Debt consolidation can help solve problems with credit cards, student loans, and even back taxes. Can it work for you?
Find out how interest impacts how much you pay on your student loans
Review your options for debt consolidation at the different steps of your military career
After bankruptcy, it’s important to take the right steps to repair your credit so you can start boosting your credit score and rebuilding as soon as possible
We help you weigh the advantages and disadvantages of filing for bankruptcy so you can decide if it’s the right choice for your situation
You should file for personal bankruptcy if you can’t afford debt and other relief options aren’t helping
We help you understand when it's the right time to take the hit to your credit score and settle your debts for less than you owe
Exploring how overdue debt can damage your credit score and what to do about it
Spot debt settlement scams so you can be sure that you are settling your debt the right way
How debt collection works & tips to save big if you have any debts in collections
What's a debt management program, who's it for, and if it's right for you. Here's everything you need to know about DMP's
Before you think about credit card settlements read through this everything you need to know guide
Going through debt and going through divorce are both difficult situations. Going through both at the same time can feel nearly impossible. There are so many questions that plague your mind, but here's a guide to help you get started
The defining line between good debt vs bad debt depends on what a debt gets you in the long run.
Tips for paying off student loans faster: pay more than the required minimums, enroll in auto-pay, consider biweekly payments
Why you should pay off your credit card debt and some top tips to get it done faster.
No debt is created equally, and in this blog, you'll learn which ones you should prioritize first.
Your guide to getting out of debt, and once you're there, how to stray away from ever taking on additional debt.
You've accumulated some debt, now what? Here are 3 quick tips you can take action today to get your finances back on track.
Spending habits, when controlled can be the difference between a debt-free life and constant revolving debt.
Extra payments on student loans can take decades off of the life of your loan, want to know how to take advantage of paying off student loans early? This article is for you.
You've become debt-free, congrats! Now, how do we protect ourselves from ever taking on toxic debt? Here are some tips to get you started.
Credit utilization, or how much of your total limit you're using each month plays a major role in your credit score calculation. Here's how to keep it under 30% of your total available credit.
Here are some things to consider while you're #NewCreditCard shopping for the best rates, rewards, and deals.
Summer, a season for fun, travel, and of course the beach. Debt should not be one of those summertime factors, here's how to plan for summertime expenses.
No-spend challenges have been sweeping the personal finance community, here's what you need to know about no-spend months and how to apply it to your life regardless of how much money you have
You've just graduated, now what? Whether you're starting from zero, or if you've accumulated some student debt, here's everything you need to know to make the most of your highest growth years.
There is no shortage of side hustles that can generate an extra income of $1,000 a month to put towards your debt-free or savings goals. Here are 7 of our favorites that you can start today!