Debt has been made a complex and hard-to-understand topic because doing so allows lenders to simply make more off of those who hold their debt. Qoins is here to change that. Here’s a simplified everything you need to know section about debt, different types of debt, and more importantly how to get out of it.
Saving your hard-earned money can seem difficult at times, but with a few minor adjustments, you can quickly find funds to build robust savings for various goals. Some things to save for are major life events like weddings, purchasing a home, or building an emergency fund. Click here to read more about the best ways to save, and what to save for.
A lack of financial literacy is a very costly mistake and in most cases a topic that is left up to us to educate ourselves on. Here at Qoins, we know the importance of financial education and we’re working tirelessly to both provide you with the education and tools you need to be financially successful. Want a quick and easy learning path on all of the financial topics our lives revolve around? Click here to begin learning today.
Our mission at Qoins is twofold, to supply you with the tools and education you need to achieve your financial goals in fractions of the time it would take to achieve alone. In this blog section, we want to focus on how you can make the most of all of the tools Qoins has to offer.
Pay yourself first, or PYF, is a strategy in which saving is prioritized and made an essential cost in a budget. Typically, in PYF a certain percentage of income is deposited in a savings account each month. Just as other “needs” such as rent and food are essential, so is saving, and only once those “need” expenses are covered can money be used for “want” purchases.
Pay yourself first
A financial professional who is certified by the Certified Financial Planner Board of Standards. The designation is highly regarded in the field and indicates that the planner is a fiduciary who has mastered financial concepts including insurance, taxes, retirement investing, estate planning, and more.
Certified Financial Planner