Summer is basically here and it’s time to let loose and enjoy the warm weather. You want to enjoy every summer though, so there’s no need to blow all of your money now and be stuck in debt for the next 12 months.
Staying on a budget and saving money doesn’t mean you can’t have fun. Constraint breeds creativity so setting a budget can find you new ways to enjoy your summer and switch things up!
Here are a few ways to avoid going to debt this summer and still make the best of it:
Start saving now so you’re not living paycheck to paycheck while your friends are out and about having fun. Save like normal, but also put together specific savings stashes for vacations or activities you want to do this summer.
Create separate accounts or even set cash aside in labeled envelopes to save for a trip you want to take!
Keep in mind all expenses for activities. Don’t just save enough for the ticket of that music festival you want to go to. Consider transportation costs, food and drink, souvenirs, and a place to stay if it’s out of town.
Memories are free and last forever. Find fun local activities to go do with friends that are low-cost or even free. There’s plenty out there if you’re willing to look.
- Have a lake day
- Picnic in the park
- Visit a neighborhood swimming pool
- Go for a hike (don’t forget to bring water)
- Host a game night
- Do a photoshoot
- Watch the sunrise or sunset
- Visit a museum
As long as you have a positive attitude and someone to share the good times with, your summer will be one for the books!