October 6, 2021

Meet Qoins Card

The Qoins app uses automation technology to turn small transfers throughout the month into big monthly contributions towards debt and/or savings goals. And now we’re excited to introduce our latest innovation – the Qoins Card!

4 min read

Qoins Staff

@qoinsapp

Qoins is on a mission to create a personal finance platform that provides the tools and education necessary to empower people in underrepresented communities to stay out of debt and achieve long term money goals. By doing so, we’ll create more opportunities and a better future for members of our Qoins community.

The Qoins app uses automation technology to turn small transfers throughout the month into big monthly contributions towards debt and/or savings goals. And now we’re excited to introduce our latest innovation – the Qoins Card.

Qash-back Rewards Program 💸

The Qoins Card (available right now to Qoins subscribers) is not a credit card which means it won’t get you into more debt. The Qoins Card actually functions more like a debit card, except it comes with sweet rewards, designed to help you pay down extra debt or add money to your savings.

The card’s Qash-back Rewards program is coming soon and will earn you up to 10% cashback on “roundups”. If you’re not familiar with that term, “roundups” do exactly that… they “round up” your purchase to the next highest dollar amount, and send the difference to either a debt or savings goal. So when you make purchases with the Qoins Card, roundup amounts will flow into one of your goals, and our Qash-back Rewards program will add a 10% bonus onto every single one of those contributions!  👀

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Once you’re in the program, use your Qoins Card anywhere in the world Visa is accepted and earn a little extra cash towards that debt or savings goal you’ve been pursuing. To participate in the Qoins Qash-back rewards program, you’ll need to link your new Qoins card to a debt or savings goal, select ‘roundups’ as your savings method, and link direct deposit to your Qoins Card account.

$50 Direct Deposit Bonus

On top of Qash-back, you’ll earn a $50 bonus* when you link direct deposit to your Qoins Card! Direct Deposit saves you a step since you won’t need to transfer money into your Qoins Card manually. Most payroll providers will also allow you to direct deposit portions of your paycheck into different accounts in case you don’t want to put all of your eggs into one basket. Set up Direct Deposit right now and you will be up $50 right out of the gate!

*To receive your bonus, you must link a funding institution account and receive a direct deposit of $200 or more from an employer, payroll provider, tax refund, investment redemption, or government benefits payer by Automated Clearing House (ACH) deposit within thirty (30) days of opening your Qoins Card Prepaid Account. Unless encumbered by federal and banking holidays, your bonus will be credited within thirty (30) business days after the qualifying funds have been direct deposited into your Qoins Card prepaid account.

Features & Functionality

You can do a lot more with your Qoins Card including:

  • using a virtual card for online purchases while your physical card is in the mail
  • withdrawing cash without incurring an additional fee
  • resting easy knowing your Qoins Card account is FDIC insured up to $250,000

If you’re already a Qoins customer, simply log in and follow the steps to order your Qoins Card today. If you’re not yet a Qoins customer, you’ll need to subscribe to Qoins before you can order your Qoins Card, which you can do here.

If you’ve got questions, we’d love to hear from you. Email us at support@qoins.io

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© 2022 Qoins Technologies, Inc. All Rights Reserved

Qoins Card is issued by Evolve Bank & Trust, Member FDIC. Pursuant to a license from Visa U.S.A. Inc. Card is a prepaid debit card. Card can be used everywhere Visa debit cards are accepted. 

*Qoins deposits are insured up to $250,000 by Evolve Bank & Trust, Member FDIC.

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