Pay off debt faster without changing how you spend

Introducing the Qoins Qard, the first debit card that rewards and supports you for healthy financial habits.

Pay off Debt & Save with
every purchase

A new type of cashback rewards system.
Everytime you swipe, participating merchants will contribute towards paying down your debt. 🤯

All the card features you expect

Overdraft Protection

Account is FDIC insured up to $250,000

Direct Deposit from payroll

Easy, free transfers between accounts

Automated Bill Pay

Mobile check deposit

Find thousands of nearby free ATMs

Virtual card number for secure shopping

With more insights and support in the app

See your full debt picture in one place

The first step to understanding your financial health is to organize all of your debts, and financial goals into one easy to track place. We've made it easier than ever to both see your full debt picture as well as track you total progress over time. You no longer have to log in to 5 separate accounts to see how you're doing, all you need is the Qoins app.

Bring your support system along

Let's open up the conversation around financial wellness, and bring your support system (friends & family) along with you to support your financial goals. Wouldn't it be better to have your support system assist you with your financial goals like graduating with no debt rather than material things


No-nonsense pricing



1 Pay Off Debt or Savings goal

Unlimited Automated Savings

Unlimited Withdrawals & Deposits

Overdraft Prevention




Both a Pay Off Debt & Savings Goal

Unlimited Automated Savings

Unlimited Withdrawals & Deposits

Overdraft Prevention

Pay Off Multiple Types of Debt (up to 5 lenders)

Qoins Debit Card

Get Started with Qoins

Debit Card FAQs

How much does Qoins cost?

Can I pay off more than one debt with Qoins?

How secure is Qoins?

When do you send payments towards my debt?

A good place to start

Learn the good habits

Explore the Qoins Blog

Over $20,000,000 of debt paid off, and counting

Join other Qoins customers who are paying off millions of dollars of debt.

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© 2021 Qoins Technologies, Inc. All Rights Reserved

Qoins Visa® Debit card is issued by Evolve Bank & Trust, Member FDIC. Pursuant to a license from Visa U.S.A. Inc. Card is a prepaid debit card. Card can be used everywhere Visa debit cards are accepted.

*Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.