Pay off debt faster without changing how
you spend

Introducing the Qoins Card, a prepaid debit card that rewards and supports you for healthy financial habits.

Order Qoins Card

Pay off Debt & Save with
every purchase

Coming soon... a new type of cashback rewards system.

Every time you swipe, participating merchants will contribute towards paying down your debt 🤯

All the card features you expect

Account is FDIC insured up to $250,000*

Direct Deposit from payroll

Fast & easy transfers between accounts

Automated Bill Pay

Find thousands of nearby no-fee ATMs

Virtual card number for secure shopping

With more insights and support in the app

See your full debt picture in one place

The first step to understanding your financial health is to organize all of your debts, and financial goals into one easy to track place. We've made it easier than ever to both see your full debt picture as well as track you total progress over time. You no longer have to log in to 5 separate accounts to see how you're doing, all you need is the Qoins app.

Coming Soon

Bring your support system along

Qoins Lite
Qoins Lite

Let's open up the conversation around financial wellness, and bring your support system (friends & family) along with you to support your financial goals. Wouldn't it be better to have your support system assist you with your financial goals like graduating with no debt rather than material things


No-nonsense pricing



Easily automate extra debt payments and savings contributions

Cashback* towards debt or savings goals  with the Qoins Card

Erase credit card balances 3x faster

Pay off up to 5 Debt Accounts at once   (Credit Cards, Auto Loans, Student Loans, Mortgage)

Put Qoins on auto-pilot using:  round-ups, SmartSavings, weekly withdrawals, or ‘when I get paid’

Qoins Monthly
Qoins Annual



ALL of the benefits of Qoins Monthly

Qoins Annual saves you $10/year which is like getting two months FREE!

Get Started with Qoins

Qoins Card FAQs

How much does Qoins cost?

Can I pay off more than one debt with Qoins?

How secure is Qoins?

When do you send payments towards my debt?

A good place to start

Learn the good habits

Explore the Qoins Blog

Over $30,000,000 of debt paid off, and counting

Join other Qoins customers who are paying off millions of dollars of debt.

Get Qoins
© 2022 Qoins Technologies, Inc. All Rights Reserved

Qoins Card is issued by Evolve Bank & Trust, Member FDIC. Pursuant to a license from Visa U.S.A. Inc. Card is a prepaid debit card. Card can be used everywhere Visa debit cards are accepted. 

*Qoins deposits are insured up to $250,000 by Evolve Bank & Trust, Member FDIC.

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